Tl;dr: The most crucial tenet of personal financial management is to streamline your income through a buffer savings account. Managing your finances is a difficult task, even for those of us who understand the need. Personal financial management is everyone’s responsibility. It’s becoming increasingly clear that many people start working…

It’s a strange feeling to realize that you’ve almost been alive for four decades at this point. Thirty-seven isn’t forty, but it’s enough time to recognize the things you’ve done well and the things you’ve done poorly. In the forward to Four Past Midnight, Stephen King refers to time as…

“Poverty is Hell.” — The Mighty Shadow Beauty pageants are, apparently, still a thing in 2022. What’s more, an interview session gives a woman in one of these competitions a floor to answer pertinent questions. Beauty remains in the eye of the beholder, whether beholding by sight or by sound…

“Soon, we must take a side or be lost in the rubble In a divided world that don’t need islands no more Are we doomed forever to be at somebody’s mercy Little keys can open up mighty doors” — David Rudder, Rally Round the West Indies I’m not an economist…

“People and institutions that refuse to admit error eventually discredit themselves.” ― Jeffrey Tucker In one of the previous articles I wrote on this topic, I covered the idea of promissory notes. We explored the idea that a bank could, instead of giving hard currency to a client to spend…

When we think about a bubble, we think about a pocket of air trapped in some liquid (sometimes water or a soft-drink). Bubbles, in financial terminology, are somewhat similar, but instead of air trapped in a liquid, it’s money trapped in an economy, getting bigger and bigger the more money…

NOTE: I am not a financial advisor. Any information I provide to you should not be considered investment advice or information that you should use to invest your money with the hope of a guaranteed return. Investment is complex, and you should weigh the options and do your due diligence…

NOTE: I am not a financial advisor. Any information I provide to you should not be considered investment advice or information that you should use to invest your money with the hope of a guaranteed return. Investment is complex, and you should weigh the options and do your due diligence…

The multi-level marketing train (MLM) is longer than Snowpiercer, with a new scheme dropping almost every day. If you haven’t heard about MLMs, you might be one of the few people in existence who haven’t. According to Investopedia, a multi-level marketing scheme relies on encouraging people to bring in more…